Swiggy HDFC Bank Credit Card: A Comprehensive FAQ on Benefits and Features

1. What is the Swiggy HDFC Bank Credit Card?

The Swiggy HDFC Bank Credit Card is a co-branded credit card that offers accelerated cashback on Swiggy and other online spends. It also comes with a complimentary Swiggy One membership for 6 months.

2. What are the key features of the Swiggy HDFC Bank Credit Card?

10% cashback on Swiggy app (Food ordering, Instamart, Dineout & Genie). 5% cashback on online spends across online MCCs. 1% cashback on all other categories. Complimentary Swiggy One membership for 6 months. Contactless payment. Travel insurance. Purchase protection. Roadside assistance. Lounge access. Airport fee waiver.

3. Who is the Swiggy HDFC Bank Credit Card suitable for?

The Swiggy HDFC Bank Credit Card is a good option for people who frequently use Swiggy and other online platforms. It can also be a good option for people who are looking for a credit card with travel insurance, purchase protection, and other benefits.

4. What are the eligibility criteria for the Swiggy HDFC Bank Credit Card?

Minimum age of 21 years. Minimum annual income of INR 3 lakhs. Good credit score.

5. How can I apply for the Swiggy HDFC Bank Credit Card?

You can apply for the Swiggy HDFC Bank Credit Card online or at any HDFC Bank branch.

6. What are the benefits of using the Swiggy HDFC Bank Credit Card?

Earn cashback on Swiggy and other online spends. Get a complimentary Swiggy One membership. Enjoy travel insurance, purchase protection, and roadside assistance benefits. Make contactless payments. Access airport lounges. Waive off airport fees.

7. What are the pros and cons of the Swiggy HDFC Bank Credit Card?

Pros: High cashback rate on Swiggy spends. Complimentary Swiggy One membership. Travel insurance, purchase protection, and roadside assistance benefits. Contactless payment. Lounge access. Airport fee waiver. Cons: Annual fee of INR 500. High-interest rate. Eligibility criteria may be strict for some people.

Overall, the Swiggy HDFC Bank Credit Card is a good option for people who frequently use Swiggy and other online platforms. It offers a high cashback rate on Swiggy spends and comes with a complimentary Swiggy One membership. However, it has an annual fee and a high-interest rate, so it is important to compare it with other credit cards before applying.

If you often order food or love Swiggy, the Swiggy HDFC Bank credit card is a cool choice. You get a big 10% cashback on Swiggy stuff like Food, Dineout, Instamart. Plus, 5% cashback on other online stores and 1% on rest.

You’ll even have a 3-month free Swiggy One membership and special Mastercard perks. The cashback comes as Swiggy Money, good for anything on Swiggy.

Tell us in the comments if you’re excited about the Swiggy HDFC Bank credit card!
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